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Primary call to action View rates

Rates as low as 5.99% APR

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Monthly Payment

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consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.   See all features

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PRETITLE

Title

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PRETITLE

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PRETITLE

Title

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  • Ut enim ad minim veniam
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  • laboris nisi ut aliquip ex ea
  • commodo consequat.

PRETITLE

Title

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  • Ut enim ad minim veniam
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Get pre-approved

Getting pre-approved for a loan before looking for a vehicle saves time and energy so you’ll know exactly how much you’re able to spend.

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Apply Online

Apply right now from your computer. It takes 5 minutes.

Start application

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Apply by Calling

Apply over the phone with a friendly member specialists.

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Apply in Person

Apply from a cozy lobby at any of our branches.

Come see us

Frequently Asked Questions

    • Use our online Loan Payment Center
    • Stop at any branch and drop off cash or check with a Member Service Representative or use the night drop box
    • Account to Account electronic transfers – If you have more than one Centricity account set up in Bill Pay, you can transfer money between them
    • Set up an ACH transfer with your primary financial directly to your Centricity loan
    • Set up automatic payments from your Centricity account directly to your loan
    *If you need to make changes to your current payment method, please call our Lending Department at 218-729-7733

  • Ten days after your loan is paid in full we will send you the title/lien card. Lien cards should be kept with the title of your vehicle.

  • Yes! Try our online Loan Payment Center or log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.

  • If you ever have questions about whether a loan type applies to your specific situation or project, please get in touch with us! We’d love to talk through it with you.

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Rates

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Rates effective as of: September 16, 2025

APR = Annual Percentage Rate

Example rates

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APR = Annual Percentage Rate

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