Skip nav to main content.

Discover the Power of Your Home Equity

Find the right solution for financing home improvements, debt consolidation, or major expenses.

Get Pre-Approved

Estimate your payment

Monthly Payment

Loan Amount
$
Rate
%
Term (Months)
Get Pre-Approved

This calculation represents an estimate.

Home Equity Loan vs HELOC: Which is right for you?

Get Pre-Approved

Leverage the Power of Your House

Your house is one of your biggest investments, and it can be used to secure better loans for other things in your life. Use a home equity loan for a one-time sum to cover expenses or projects of any kind. Use a home equity line of credit (HELOC) to meet ongoing expenses by applying once and withdrawing funds when you need them. Let’s figure out how to make the most of your home.

svg-smaller

Loans to handle any kind of project or payment

svg-smaller

Single sums for one-time payments

svg-smaller

Lines of credit to access ongoing funds

svg-smaller

Interest might be tax-deductible

svg-smaller

Friendly service that understands your needs

Hear From our Members

Slideshow Items

  • "I have been with this credit union for 20 years, and have had multiple loans. This particular loan was an easy in and out friendly process!"

    Michelle

  • "We needed a new furnace after our old one barely made it through the winter. Since the summer time was coming up quick, we decided to add central air along with it. Feather found us a loan with a great rate and term that has allowed us to afford exactly what we wanted. Now we're enjoying the cool air and no longer have to worry about staying warm during the winter months!"

    Dustin and Amanda

  • "My wife & I have had 4 loans with you now, including this one. I’m very happy with everything from the process to the experience. Will share this experience with everyone. I’m very happy."

    Member

  • "I have been with this credit union for 20 years, and have had multiple loans. This particular loan was an easy in and out friendly process!"

    Member

Our Expert Team is Here to Help

Mortgage Loan Officer

Linda Proctor

NMLS #343288
Being a mortgage loan officer is so rewarding for me. I love helping members purchase their first home or their dream home, refinance their existing home to consolidate debt, or to lower their interest rate and get some financial relief.

Mortgage Loan Officer

Lori Horton

NMLS #518789
Everyone’s home financing journey is unique. Whether someone is buying their first home or updating a place they've loved, I truly enjoy helping our members through the process. My goal is to make things as easy and smooth as possible.

Mortgage Loan Officer

Feather Tankersley

NMLS #1016179
I love helping our members! No matter where you are in your financial journey, contact me to talk about first-time home buying, buying a new home, building your dream home, or simply refinancing. I am here to help you however I can!

Frequently Asked Questions

  • Yes! Try our online Loan Payment Center or log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.

  • Talk to our experienced lenders. They will help you determine which loan is best for you.

  • We have a couple of programs. The first program allows you to go up to 80% of the value of your home. The second program can be used to go 100% of the value of your home.

  • Check your application status here.

Take the first step towards achieving your financial goals with the equity in your home.

Fund your next home improvement or big payment by leveraging the power of your house. Talk to us about a one-time loan or a line of credit that makes sense for your financial situation.

Get Pre-Approved

You might also be interested in…

Home Improvement Loans

Learn More

Personal Loans and Lines of Credit

Learn More

Mortgage Loan

Learn More

Apply Online

Apply online

Check my application status

Test Modal

Modal Content

Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.

Example table

Rates effective as of: February 13, 2026

{Optional: Insert table disclosure information}

Open Account

Not a Member, Yet?

Open Your First Account

Already a Member?

Request Additional Account

 

Check your application status

Access Online Banking

NMLS#

Leaving Our Website

You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

Log in to Online Banking