Make Your Land Plans Possible — Fast, Flexible Land Financing
Up to 100% LTV on qualifying land purchases. Simple online application with fixed-rate terms.
What Are You Looking For?
Choose your land buying goal to get started
Buying Land for
Recreation
Buying Land to
Build
Buying Acreage or
Rural Property
Key Features
Up to 100% LTV Options
10 & 15 year fixed terms
Fast, online pre-approval
Local decision-making team
How much can I borrow?
Homeowners Insurance: 100
Mortgage Insurance: 167
Get Pre-Approved and Start Exploring Land Options Today
You might also be interested in…
Advanced Options
Property Tax Rate
The tax that you are required to pay as a property owner levied by the city or municipality. Lookup your county rate or state average rate for a more accurate calculation.
Homeowners Insurance (Monthly)
The standard insurance policy that covers damage to your property and the things you keep in it. The average annual homeowners insurance premium is around $1,200.
HOA Fees (Monthly)
These are dues that are used by a homeowners association toward maintenance of common areas used by all homeowners in a housing development or complex.
Private Mortgage Insurance Rate
The premium for the insurance policy for FHA loans and conventional mortgages if your down payment is less than 20%. PMI typically costs between 0.5% to 1% of the entire loan amount on an annual basis. Only calculated if down payment is less than 20% of mortgage amount.
Disclosure
This calculation represents an estimate. Calculation does not factor credit score. Default input values are estimates.
Acreage or Rural Property
Secure the Land That Fits Your Plans
From large lots to open land suited for future projects or personal use, we provide financing that supports long-term planning and flexibility. Choose the land that matches your goals with straightforward loan options.
Buying Land to Build
Build Your Dream Home
Turn your dream home vision into reality with land that fits your building plans. We offer construction-ready financing solutions and expert guidance to help you navigate zoning, utilities, and development requirements from start to finish.
Buying Recreational Land
Find Your Perfect Property
Discover prime land with ideal terrain, wildlife, and access. Our specialized financing options make it easy to secure your outdoor paradise with competitive rates and flexible terms designed for recreational land buyers.
Land Loan Submission
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
| Column Title | Column Title | Column Title |
|---|---|---|
| Cell Value | Cell Value | Cell Value |
| Cell Value | Cell Value | Cell Value |
| Cell Value | Cell Value | Cell Value |
| Cell Value | Cell Value | Cell Value |
| Cell Value | Cell Value | Cell Value |
Rates effective as of: December 16, 2025
{Optional: Insert table disclosure information}
Open Account
Access Online Banking
NMLS#
| CentricityCU | NMLS# 712334 |
| Feather Tankersley | NMLS# 1016179 |
| Linda Proctor | NMLS# 343288 |
| Billye Coenen | NMLS# 758779 |
Leaving Our Website
You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.